Roth Ira Income Limit 2025. Those are the caps even if you make more, up to the phaseout level. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2025 and 2025 tax years is $7,000 or $8,000 if you are age 50 or older.
For single filers, contributions begin to phase out at $150,000 and are completely. This limit applies to both traditional iras and roth iras, though eligibility for roth ira contributions phases out at higher income levels.